Our investment philosophy is based on the fact that each client’s risk and understanding of risk differs. We manage risk and therefore money based on the principles of asset and liability matching.
We have the ability and corporate partners to structure virtually any product on a guaranteed basis (yield or capital guarantee). Standard products can be adapted to match each client’s specific risk profile.
Tax effective investment structures for discretionary and compulsory investments. Effective use of tax exempt pension vehicles for long term investments.
Risk analysis to ensure sufficient liquidity in case of deceased estates. Business assurance needs; i.e. buy and sell agreements and key man insurance, Disability insurance.
Full estate planning and analysis. Liquidity analysis. Drafting of wills (local and offshore) incorporating the use of trusts as estate planning vehicles Winding up of local estates.
Assistance with Capital Funding through leading industry players depending on the nature of the asset and amount that needs to be financed.
Advise on all aspects of local and offshore investment planning. Unique method of asset allocation incorporating individual clients’ cash flow requirements and behavioural finance profile. Sourcing best of breed solutions for client specific needs.
“Freedom and wealth is an outcome of Time; the most precious asset that we all possess.Time however is a variable to each individual as our actions from our choices determine the longevity and returns from this asset.To maximize the return on this asset is determined by the energy that we put forth in developing our financial education, relationships and health.”
We are an experienced team, committed to providing independent wealth management advice and services.
CFA HDip (Tax) CFP®
21 years experience in financial and wealth management industry. Previous employers include Syfrets, BOE Private Clients, RMB Private Bank
B Com, LLB, H Dip (Tax & Int Tax), Dip Corp Law, CFP®
13 years experience in financial and wealth management industry. Previous employers include KPMG, Standard Private Bank and RMB Private Bank.
B Proc, LLB, H Dip Fin, FISA™, CFP®
19 years experience in financial and legal services industry. Previous employers include Old Mutual and RMB Private Bank.
Capvest Wealth Management operates fully independently. We believe it is in our clients’ best interest to continuously review and compare service levels, fees and performance of service providers in order to retain only the most competent providers as our approved providers.
25 Culross Road
PO Box 8
011 591 0599